What is financial planning and how specifically can it help you? Financial planning is not about products. It takes a holistic approach or helicopter view of your goals and objectives. It uses an integrated approach to your lifestyle goals and financial goals. The role of the Qifa financial planner is to:
- Analyse your current situation
- Provide meaningful strategies to help you achieve your stated goals
- Create a series of “what ifs “in order to stress test the plan.
- Create a clear financial path for you to follow.
- Help you live your life to the maximum.
Qifa Life Path
The Qifa Life Path is a financial plan designed with you in mind. It is all about you and your future. We establish where you are now, where you want to get to and most importantly why and how you get there. We use the latest software technology and coupled this with our experience, education and use of tax strategies. It provides clarity and a clear path to achieve your life goals. Download Qifa Life Path Brochure
Portfolio PlanningMatching the level of risk to suitable portfolio is a very important part of what we do. There are so many options available to people with different risk appetites. We know that it is vitally important to ensure that you understand the risk and potential returns available for each portfolio that you choose. We take into consideration such things as appetite for risk, capacity to bear risk, investment objectives and the time available for investment. We have designed a bespoke suit of Portfolio’s “Qifa Portfolio’s” to suit every risk appetite.
Retirement Planning“The longest holiday of your life” is an expression we like, here at Qifa. It is important that you avail of all the reliefs that are available to you to accumulate your retirement fund. The tax-free lump sum that you can take depends on the method that you draw down your pension. The choice is up to you and is dependent on a variety of factors. The team at Qifa spend a lot of time making sure that you understand how your pension works so that you can maximise all reliefs that are available to you.
Sean Lynch, CFP, QFA, FLIA
Sean Lynch is the Financial Planning expert at Qifa Financial Planners and has 30 years’ experience in financial services.
Make An Inquiry
Please complete the short form below and our Financial Planning expert, Sean Lynch will contact you as soon as possible.